Cost Of Surrogacy
New York Surrogacy Center believes it is important to be transparent about costs and provides Intended Parents with detailed cost information at the very beginning of their journey.
What Factors Affect the Overall Cost of Surrogacy?
- Whether donor egg, sperm or embryos are needed
- The cost of the fertility clinic selected
- How many embryo transfer procedures are needed to achieve a pregnancy
- Whether the Surrogate has surrogacy friendly insurance
- The location of your Surrogate and her travel expenses
- Whether your Surrogate works and her wage rate
- Your Surrogate’s base compensation
Category | Amount |
---|---|
Agency Fee | $42,500 (includes all pre-screening expenses)
Reduced Agency Fee if you bring your own Surrogate to the agency – $22,500 (includes all pre-screening expenses) |
Escrow Funds | Approximately $100,000-$120,000
|
Expenses Paid Directly to Providers |
|
Agency Fee
$42,500 (includes all pre-screening expenses)
- First Installment: $2,500 (upon signing of Service Agreement)
- Second Installment: $40,000 (upon matching with a surrogate)
Reduced Agency Fee if you bring your own Surrogate to the agency – $22,500 (includes all pre-screening expenses)
Escrow Funds
Approximately $100,000-$120,000
- Surrogate base compensation – $55,000+ (and higher for experienced surrogates)
- Medical & Psych Clearance Fee – $1,500
- Legal Clearance Fee – $1,500
- Medication Start Fee – $500
- Embry Transfer Fee – $1,500
- Maternity clothes – $1,000
- Allowance – $250/month
- Additional Surrogate compensation – varies (see Surrogate compensation)
- Travel to fertility clinic – varies
- Uncovered medical expenses – varies based on insurance policy
- Lost wages (if applicable) – varies
- Childcare (if applicable) – varies
- Housekeeping & Meal Preparation Service (if applicable) – varies
- Life Insurance – $700-$1,030
- Health Insurance (if needed) – $3,500-$30,000
- Other insurance (if desired) – up to $10,000
- Breast milk (if desired) – $300/week (plus equipment, supplies and shipping)
- Psychological screening (if not done by fertility clinic) – $1,000-$2,000
- Surrogate Legal Fees – $2,000-$4,000
- Escrow management fee – $1,850
Expenses Paid Directly to Providers
- Fertility clinic fees & Egg/Sperm/Embryo Donation – varies
- Medical screening for Surrogate – varies
- Medical screening for Intended Parents (if genetic parents) – varies
- Psychological screening for Intended Parents and surrogate (if done by fertility clinic) – varies
- Legal for Intended Parents (includes drafting Surrogacy Agreement, Parentage Proceeding and Wills) – $7,000-$10,000
Download PDFs below.
Click to Download: IP Payment Timeline PDF
Click to Download: IP Cost Sheet PDF
Click to Download: Surrogate Compensation Schedule PDF
How do Intended Parents Afford Surrogacy?
- Savings
- Gifts from family/friends
- Loans from family/friends
- Personal loans
- Borrow against equity in their home
- Borrow against their retirement assets
- Employer fertility benefits
- Men Having Babies GPAP Program (NYSC participates!)
- Grants for Cancer Patients
- Fertility Grants

NYSC is happy to partner with Carrot Fertility
to provide reduced fees for Carrot members!